Financial Goals – Reaching $1,000,000
This is a guest post from Sandra Hanna of Smart Cookies. The Smart Cookies have a successful TV show in Canada, have been on Oprah, written two books, and have a mission of helping woman take control of their finances, attract more money into their lives and turn their dreams into reality.
Do you have a list of financial goals? What is it that you are striving for? Earn $1,000,000 by the time you’re 30? Retire a multi-millionaire? Sounds pretty fantastic, but what is it all really worth to you?
In my early 20′s someone told me that it was important to have financial goals, so I ripped a piece of paper out of my notebook, grabbed a sharpie and wrote that by the time I was 33, I wanted to have a personal net worth of $1,000,000. Pretty ambitious for a girl working a 9-5 job, making $35,000 a year, and spending about $38,000.
A few weeks after scrawling my goal down, a group of co-workers asked me if I would be interested in joining them for a Money Group meeting. They explained that the group was like a book club, but that we would get together and help each other with our financial goals. Well, I had a financial goal, how perfect was this!
At our first meeting, I proudly pulled out my piece of notebook paper and shared my goal with the girls. They were all very impressed with my ambition, but then they challenged me. “What does having $1,000,000 mean to you, what kind of life will it give you?
It was, as Oprah would say, an “a ha” moment. That night, they challenged me to rewrite my goal with four things in mind.
- What makes your goal specific and measurable. You will do, have what, by what date?
- How will you feel, when you achieve that goal?
- What is it you will do, to ensure that you reach that goal?
- What will your life look and feel like because of reaching your goal.
By the next meeting I had come back with the same goal, but instead of just saying it, I could feel it! I could feel and see with crystal clear clarity what my life would be like at 33 with a personal net worth of $1,000,000.
This is what I shared with them:
Today is Sept 14, 2014 – I am absolutely exuberant and filled with contagious joy. I am overwhelmed with gratitude, having acquired a well deserved personal net worth of $1,000,000. It is a sensation of pure freedom.
It is like me to surround myself with people who have a track record of attracting and growing immense wealth and are open to sharing their opportunities and strategies. I have a top rated personal financial adviser, who greets me with smile at our quarterly meetings. I also have a personal financial mentor whose guidance I trust to help my money grow and to present me with unique opportunities that attract wealth. I am fully knowledgeable about my current financial strategy, and can clearly articulate how my real estate, business and market investments are strategically handpicked to ensure long term secure wealth. My time is spent in a career that I am truly passionate about, that allows me control to accumulate immense wealth . My money is spent respectfully only on material objects and experiences that bring me true joy. It is like me to live a life of rich simplicity, striving to always do more, with less.
I live a rich, passionate and active life with my family and friends. We travel twice a year to exotic destinations in luxury. The home we share is richly and thoughtfully decorated and is full of character, creating a cozy, open sanctuary filled with comfort and love for my family and friends. It is like me to generously give 10% of my wealth each year to a worthy charity or cause of my family’s choosing.
What’s happened in my life after reading my revised goal aloud four years ago, is remarkable. I’ve left my 9-5 job and am now co -founder of a business I am truly passionate about. In only three short years we have appeared on Oprah, written two books and have attracted $ 1,000,000 by helping other woman reach their financial goals. I am also a consultant, a role that gives me freedom and allows me to earn thousands of extra dollars each month. I am surrounded by the right people, and am constantly presented investment opportunities that have allowed me to reach my investment goals. And I live a wonderfully rich life; with the freedom to travel and experience adventures that I LOVE with people I LOVE. It truly is a remarkable journey and am grateful for every minute of it.
Today, I am well on my way to reaching my $1,000,000 goal, and I owe it all to those four girls at our first Smart Cookie Money Group meeting . Thanks to them, I understand that a financial goal is more than a number, its about creating a clear vision of the life you deserve to live, and then confidently, and passionately - living it!
